live beyond (one's) means

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live beyond (one's) means

To spend or owe more money than one is earning or is able to repay. They've been living beyond their means for some time now, but they're too proud to move out of that giant house or give up their expensive cars. Being so poor during college taught me not to live beyond my means once I got a steady job. If you keep living beyond your means, you'll deplete your bank account before you know it.
See also: beyond, live, mean
Farlex Dictionary of Idioms. © 2022 Farlex, Inc, all rights reserved.

live beyond one's means

to spend more money than one can afford. The Browns are deeply in debt because they are living beyond their means. I keep a budget so that I don't live beyond my means.
See also: beyond, live, mean
McGraw-Hill Dictionary of American Idioms and Phrasal Verbs. © 2002 by The McGraw-Hill Companies, Inc.

live beyond/within your ˈmeans

live on more/less money than you have or earn: They seemed wealthy but they were living well beyond their means.I find it very hard to live within my means.
See also: beyond, live, mean, within
Farlex Partner Idioms Dictionary © Farlex 2017
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References in classic literature ?
It is an odious subject, an offensive subject, a subject that makes me sick, and I--' And with his favourite right-arm flourish which sweeps away everything and settles it for ever, Mr Podsnap sweeps these inconveniently unexplainable wretches who have lived beyond their means and gone to total smash, off the face of the universe.
This book explores Churchill's finances and reveals how his family lived beyond their means. Blessed with the gift of words and boundless energy, he earned huge sums from his histories, biographies and newspaper articles.
A lot of these people turned out to be scroungers and benefit fraudsters who abused the benefit system and lived beyond their means.
Hull were in trouble because they lived beyond their means, not because they built a new ground.
Before the 1930s, economics had a fatalistic view of recessions: They happened because the market temporarily got out of whack, or because people lived beyond their means, and so economic hardship was just the market's way of correcting itself.
Latest figures suggest Scots have lived beyond their means for five years in a row.