Am down on my luck - Idioms by The Free Dictionary
be down on (one's) luck (redirected from am down on my luck)
be down on (one's) luck
To experience a period of misfortune. Ryan is really down on his luck these days—he just lost his job, and then he got evicted from his apartment!
be down on your ˈluck (informal) have no money because of a period of bad luck: He employed a retired soldier who was down on his luck to tidy up the garden.