None of this worried Ebenezer Scrunge, safely ensconced in his luxury flat in Netherton (yes - it is fiction).
It had been a good day for Scrunge, the owner of a long established, but struggling, small manufacturing company and well-known local tight-wad.
After an epicurean indulgence of faggots and grey pays, washed down with a couple of pints of Banks's, Scrunge retired to his bed.
Before Scrunge stood the Ghost of Christmas Past; a curiously androgynous creature with a not-too-bright light shining from the top of its head, flickering occasionally - clearly a Joseph Lucas 'Prince of Darkness' headlamp.
You can yet change, but be careful who you learn from, Ebenezer Scrunge.
Unable to stand these painful memories and his growing regret of them, Scrunge goes to turn off the headlamp; unfortunately the Lucas switch doesn't work, but the light goes out anyway as the bulbs fails (as usual).
Returned to his room, Scrunge awaits the next ghost.
The family even toast the 'Ogre' Scrunge, but the mere mention of his name puts everyone in a right old cob.
At his nephew Jed's home, Scrunge sees Jed telling everyone that he still believes that it is not too late for his uncle to change.
Scrunge, starting to believe that he may yet reinvent himself, wants to stay but the spirit takes him home; to further make a point the spirit also reveals to Scrunge two emaciated children, clinging to his robes and, quoting Charles Dickens directly, names the boy as Ignorance and the girl as Want.
The Ghost departs, leaving Scrunge in the realisation that ignorance comes from lack of education and training and that want could be lessened if he faced up to his social responsibilities.
He shows Scrunge the pitiful sight of Tiny Tom the Toolmaker tearfully turning tortillas in a Tex-Mex Taverna in Tewkesbury; for the ghost was artful in the craft of alliteration, in spite of his silent nature.