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credit to

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credit something to someone or something 
1. Lit. to record a sum owed to the account of someone or something. I will credit this payment to your account. I am afraid that I accidentally credited your payment to George.
2. Fig. to give someone or something well-deserved praise. The entire organization credited much praise to Jeff. We had to credit much of our success to simple good luck.
See also: credit

credit to someone or something

of value or benefit to someone or something; of enough value or worth as to enhance someone or something. I always want to be a credit to my school. John is not what you would call a credit to his family.
See also: credit


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Applying for credit to see what you can get and trying for different types of credit can lower your score significantly enough not to qualify for credit purchases at all.
If you have several credit agreements recorded on your record and have maintained these satisfactorily then this will help to build your credit score and lenders will be happy to extend further credit to you because you have shown yourself to be a good credit risk.
So, why do some lenders deny credit to those with no credit history?
 
 
 
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