Steve Albrecht Study on the mind of a fraudster, Ballard stated that research shows nine motivators of fraud: 1) living beyond one's means
, 2) an overwhelming desire for personal gain, 3) high personal debt, 4) close association with customers, 5) a feeling that one's pay is not commensurate with one's responsibilities, 6) a "wheeler-dealer" attitude, 7) a strong challenge to beat the system, 8) excessive gambling habit and 9) undue family or peer pressure.
But the temptation to spend beyond one's means
can be big in our society, where much emphasis is placed on material possessions.
Valis tells her readers that Galdos saw living on credit beyond one's means
as a form of cursileria because it represents aspirations and desires without the means to fulfill them.
Even if a magnanimous gift was a reckless expenditure beyond one's means
, it must be given with grace, for acts of prestations reflected and reinforced the Elizabethan social hierarchy.
The two most common traits are a tendency to live beyond one's means
, and a struggle with financial difficulties.
It is largely due to mismanagement of finances and living beyond one's means
for prestige in the society," he reckons.
The credit crisis in Greece is the most recent of a growing number of reminders about the dangers of spending beyond one's means