get (one's) head above water
1. Literally, to hold one's head out of the water as to avoid drowning. This lifejacket will help Sally to get her head above water in the pool. I knew I would be OK if I could just get my head above water, but the current was too strong. Once she was able to get her head above water, she was coughing and gasping for air.
2. By extension, to (barely) avoid being consumed by a stressful or unpleasant situation (often related to work or finance). I can't seem to get my head above water without using credit cards. Now that the boss is back from vacation, I can barely get my head above water. I swear, I have about 17 reports to run. When you're poor, you end up taking on more debt just to get your head above water. The rich get richer, and the poor get poorer.
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