a down-and-outer
A person who is completely without money, means, support, or prospects; an indigent person. His crippling drug addiction left him a down-and-outer, begging for change on the sidewalk. Many of these homeless people have been down-and-outers for years, with no prospects of finding work or permanent shelter. OK, you need to calm down! Yes, you lost some money when the stock market crashed, but that doesn't mean you're doomed to become a down-and-outer.
down-and-outer
A person who is destitute or otherwise devoid of any resources. Sarah started a nonprofit organization dedicated to help the down-and-outers in her city. His crippling drug addiction left him a down-and-outer, begging for change on the sidewalk. Many of these homeless people have been down-and-outers for years, with no prospects of finding work or permanent shelter.
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